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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Actual Tests : MarylandAccident and Health or Sickness Producer Series 20-24 Exam
About Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Actual Tests
Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Health Insurance Systems | - Managed care models
|
| Topic 2: General Insurance Principles | - Insurance concepts
|
| Topic 3: Accident and Health Insurance Basics | - Types of coverage
|
| Topic 4: Insurance Law and Regulation (Maryland) | - Maryland Insurance Administration rules
|
| Topic 5: Policy Administration and Ethics | - Ethical obligations
|
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. The Maryland Health Insurance Plan is designed to provide comprehensive health benefits for:
A) Medically uninsurable Maryland residents
B) Senior citizens residing in Maryland
C) Children of low-income Maryland residents
D) Low-income residents of Maryland
2. Which one of the following causes of loss typically is EXCLUDED under a disability income insurance policy?
A) Intentionally self-inflicted injuries
B) Auto accidents
C) Tropical disease
D) Cancer
3. All of the following factors may affect premium determination in individual life insurance EXCEPT:
A) Occupation
B) Health
C) Age
D) Race
4. Medical charges that fall within the range of fees normally charged for a given procedure in a certain geographical area are called:
A) Utilization charges
B) Reasonable and customary charges
C) Preapproved charges
D) Scheduled charges
5. Which benefit is usually excluded from major medical expense plan coverage?
A) Prescription drugs
B) Routine dental care
C) Hospice care
D) Physical therapy
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: A | Question # 3 Answer: D | Question # 4 Answer: B | Question # 5 Answer: B |
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