California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. Insurance solicitation includes all of the following activities EXCEPT

A) publishing a newspaper in which one of the advertisers is an insurance agent.
B) recommending other insurance products.
C) bulk mailings introducing an agency.
D) coverage and rate quotations.

2. Which two insurance products are commonly used to fund buy-sell agreements?

A) Disability insurance and deferred compensation.
B) Life insurance and disability insurance.
C) Life insurance and deferred compensation.
D) Disability insurance and Long-Term Care insurance.

3. Why is an injury caused by an accident at an employee's workplace excluded from individual healthinsurance coverage?

A) It is covered by Social Security benefits.
B) It is covered by the state Workers' Compensation program.
C) It is covered by the employer's group disability insurance plan.
D) It is covered by the employer's group health insurance plan.

4. What would we call a representation which fails to correspond with its stipulations or assertions?

A) Fatal
B) False
C) Fraud
D) Frivolous

5. It representation in an insurance contract qualifies as which of the following?

A) An express warranty.
B) An amendment.
C) A policy provision.
D) An implied warranty.

Solutions: