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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Actual Tests : OHIO Life Insurance Agent Series 11-44

OH-Life-Agent-Series-11-44 actual test
  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Updated: Jul 15, 2026
  • Q & A: 107 Questions and Answers
  • PDF Demo
  • PC Test Engine
  • Online Test Engine
  • Total Price: $59.99  

About Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Actual Tests

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

SectionWeightObjectives
Life Insurance Product Knowledge- Cash value, dividends, policy loans and surrenders
- Settlement options and beneficiary provisions
- Modified Endowment Contracts and taxation
- Policy provisions and types
- Section 1035 exchanges and rollover rules
Insurance Regulation12%- Resident and nonresident rules
- Continuing education requirements
- Assumed business names
- Reporting convictions and disciplinary actions
- Change of address and contact information
- Temporary licenses
- Renewal and nonrenewal
- Licensing requirements

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Something that increases the probability of loss is called

A) a hazard.
B) an exposure.
C) a peril.
D) a risk.


2. Who can surrender an annuity during the accumulation period?

A) The beneficiary.
B) The company.
C) The policyowner.
D) The annuitant.


3. An agent's actions or deeds demonstrate what kind of authority?

A) apparent
B) express
C) delegated
D) inherent


4. If an Insured under a life insurance policy dies with an outstanding loan balance then the death benefit
will

A) not be paid until the loan is repaid.
B) be paid less the amount of the loan but not the interest.
C) be reduced by the amount of the loan and interest owed.
D) be paid less the amount of the loan interest but not the principal.


5. An insured wants to purchase a policy with three key elements: flexible premium, death benefit, and the choice
of mutual funds where the cash value will be Invested In a separate account. The Insured should purchase

A) variable universal life.
B) graded premium whole life.
C) adjustable life.
D) universal life.


Solutions:

Question # 1
Answer: A
Question # 2
Answer: C
Question # 3
Answer: A
Question # 4
Answer: B
Question # 5
Answer: A

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